See The 2025 Conforming loan limits for single-family units

December 4, 2024 by admin

What are the Conforming Loan Limits in 2025?

Thank you to our colleagues at Wells Fargo for the following information.

Conforming loan limits on single-unit properties will rise to $806,500 from $766,550 in most of the country on January 1, 2025. The increase of $39,950 represents a 5.2% gain.
Of the nation’s 3,143 counties or county-equivalents, 150 will have a conforming loan limit higher than the $806,500 baseline in 2025. The highest conforming loan limit will be $1,209,750, available in 99 counties. See the table below for specific details.
The conforming loan limit will not change in 2025 in six counties: California’s Napa County; Colorado’s Routt and San Miguel counties; and Utah’s Summit, Wasatch, and Wayne counties.
In every other county, the single-unit property conforming loan limit will be higher in 2025 than it is today.
The new loan limits will be available to Wells Fargo customers as soon as our systems are updated, which we anticipate will be mid-December.

Source: “”FHFA Announces Conforming Loan Limit Values for 2025,” Federal Housing Finance Agency, November 26, 2024.

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